News & Commentary
Content posted in September 2014
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Lessons Learned From Moneyball
Commentary  |  9/30/2014  | 
Throwing money at the problem isn't always the answer.
Shellshocked: A Future Of ‘Hair On Fire’ Bugs
Commentary  |  9/30/2014  | 
Most computers affected by Bash will be updated within 10 years. The rest will be vulnerable for the lifespans of all humans now living. This should concern us. But then, global warming should also concern us.
Behavior Biometrics a Popular Defense Against Cyberthreats
Commentary  |  9/29/2014  | 
Banks are capturing behavioral data like swipes, typing cadence, and mouse patterns to identify fraudulent account activity.
To Build a Data-Driven Organization, Executives Must Create a Data-Centric Culture
Commentary  |  9/29/2014  | 
Data discipline starts from the top.
Announcing the 2014 IDC Financial Insights FinTech Rankings
Commentary  |  9/29/2014  | 
Total third-party external spend on financial services technology is now at more than $300 billion annually.
Must. Kill. Passwords.
Slideshows  |  9/26/2014  | 
Three companies at Finovate showcased alternatives to ineffective passwords for online authentication.
Embracing the Hybrid Cloud
Commentary  |  9/26/2014  | 
Cloud computing has by now become a business reality.
Getting the Most Out of a Multinational Bank
Commentary  |  9/26/2014  | 
Banks can look at examples from overseas to gain inspiration in how they can innovate.
When To Say No To The Cloud
Commentary  |  9/26/2014  | 
With cloud adoption on the rise, should you jump on the bandwagon? Depending on your business needs, it may make more sense to wait.
Report: Millennials Have Appetite for Imaging Solutions
News  |  9/25/2014  | 
A newly released Zogby survey polled those aged 18-34 on their smartphone habits.
Finovate Presenters Deliver on Omnichannel Banking
News  |  9/25/2014  | 
Malauzai Software and MX offer new solutions that achieve a seamless experience across online, mobile, and tablet.
6 Security Strategies for Mobile Employees
Commentary  |  9/24/2014  | 
Though customer relations are often built around face-to-face interactions and in-branch service, much of the activity in today’s financial institutions involves employees who are moving between different office locations, meeting customers offsite, and traveling to business functions
How Will Consumers Pay in the Future? Any Way They Want
News  |  9/24/2014  | 
New innovations around using rewards points at the point of sale are giving consumers what they want: more freedom in how they pay.
The Importance of Fostering a Data-Centric Management Culture
Commentary  |  9/23/2014  | 
Having such a culture is equally important as the technology investments you make.
Banks Win Bigger When They Acquire Tech Companies
Commentary  |  9/22/2014  | 
How buying a technology company helps improve a bank's bottom line.
The 2014 FinTech Rankings: A Sneak Preview
Commentary  |  9/22/2014  | 
For over a decade, IDC Financial Insights has collected information about the world's top technology vendors that provide hardware, software, and services to banking, insurance, and capital markets firms globally.
Mortgage Compliance & Its Impact on Bank Technology
Commentary  |  9/19/2014  | 
The ongoing implementation of new regulations are driving innovation in mortgage servicing.
Mobile Hot, Cloud Not in Financial Services
News  |  9/19/2014  | 
A survey conducted by the Harvard Business Review in conjunction with Verizon looked at technology trends in various industries.
Oracle Leader Ellison Is Not 'Stepping Down'
News  |  9/19/2014  | 
Oracle announces new titles, but Larry Ellison, Safra Catz, and Mark Hurd say roles won't change. Buried news: Oracle misses earnings.
Chip & Pain: EMV Will Not Solve Payment Card Fraud
Commentary  |  9/19/2014  | 
Switching to EMV cards will lower retail fraud, but it's not enough. Here's the good, the bad, and the ugly.
U.S. Bank Launches Mobile App for Treasury Management
News  |  9/19/2014  | 
The bank piloted the app earlier this year with select clients.
How Banks Can Keep Pace with the New Ways to Pay
Commentary  |  9/18/2014  | 
The key is being flexible, customer-centric and entrepreneurial
Paperless Treasury: A Budget Trifecta Winner
Commentary  |  9/17/2014  | 
"Want to be our customer? Please fill out this form in triplicate."
Developing a Stronger IT Governance Process
Commentary  |  9/17/2014  | 
Some steps banks should take to bridge the gap between IT and the lines of business.
Gartner: 75% of Mobile Apps Will Fail Security Tests Through 2015
News  |  9/16/2014  | 
The rise of BYOD means enterprises must implement security testing and containment solutions, according to new Gartner research.
More Investment Needed in Data Science Capabilities
Commentary  |  9/16/2014  | 
A survey of Georgia-based financial technology companies found that a majority believe more management commitment is needed to make data investments.
CIBC Announces Executive Appointments
News  |  9/16/2014  | 
Kevin Patterson was named to a senior technology role.
5 Steps to Successful Employee Social Media & Mobile Policies
Commentary  |  9/15/2014  | 
Working in the banking industry presents unique challenges when it comes to confidentiality and compliance.
Now Flatter, Cheaper Networks Can Be Secure, Too
Commentary  |  9/15/2014  | 
Why banks no longer have to choose between cost and security with their networks.
Top 4 Banks Remain the Same
News  |  9/15/2014  | 
JPMorgan Chase remains the largest US bank by total assets.
Can Project Management Keep Pace With Agile Development?
Commentary  |  9/12/2014  | 
Agile development poses special project management challenges; here’s how to stay ahead of the game.
5 Things Apple Got Right With ApplePay
News  |  9/12/2014  | 
Several major mobile payments players have failed to draw great interest from consumers. Here are five ways Apple has set itself up for success.
To Patent or Not to Patent
Commentary  |  9/11/2014  | 
As more and more IT organizations look to drive innovation, they inevitably need to consider whether they should patent those innovations.
Cloud, IT Architecture & Corporate Client Satisfaction
News  |  9/11/2014  | 
How cloud adoption and infrastructure transformation can help win over corporate banking customers.
Is Your Fraud Case Management System Holding You Back?
Commentary  |  9/11/2014  | 
How to tell if you are getting the most out of your fraud case management system.
Basel Committee Reports Gaps That Banks Must Address
Commentary  |  9/10/2014  | 
How banks are failing to meet requirements in three key areas of risk reporting, and how they can do so.
Will Apple Legitimize Mobile Payments?
News  |  9/9/2014  | 
The company announced its new mobile payments system, Apple Pay, during a news media event Tuesday.
Apple iPhone 6, Apple Watch: What's Missing
Commentary  |  9/9/2014  | 
Apple did many things right with its new iPhone and Watch hardware, but left a few key technologies out of the mix.
SWIFT Screening Service Reaches Milestone
News  |  9/9/2014  | 
The Sanctions Screening solution now has more than 200 customers.
PayPal Enables 'One Touch' Mobile Payments & Bitcoin Transactions
News  |  9/9/2014  | 
PayPal customers will now be able to make one-click payments in mobile shopping apps, and soon will be able to pay with Bitcoins.
iWatch: Expected Star Of Apple's Show
Commentary  |  9/9/2014  | 
New iPhones are expected from Apple Tuesday, but Apple's first smartwatch could steal the applause.
Unifying IT Architecture With a Modular Approach
News  |  9/8/2014  | 
New research shows why core systems with component-based designs will deliver a competitive edge in the future.
A Field Guide to Identifying Platforms for Risk & Finance
Commentary  |  9/8/2014  | 
Platforms can fundamentally change the way banks perform key functions.
Metropolitan Bank Uses Video to Cut Costs, Save Time & Improve Collaboration
Commentary  |  9/5/2014  | 
How Metropolitan Bank cut costs and improved collaboration with video conferencing.
5 Methods to Mitigate Risk in ALLL & Stress Testing
Commentary  |  9/5/2014  | 
5 best practices that banks should incorporate in their risk management strategies.
How the Ukraine Crisis Is Affecting the Global Banking Industry
Slideshows  |  9/5/2014  | 
The conflict in Crimea has far-reaching effects on the banking industry.
Apple iPhone 6: Mobile Payments Pioneer?
News  |  9/5/2014  | 
Apple's latest iPhone could help bring mobile payments to the mainstream.
USAA, Mitek Settle Lawsuit
News  |  9/4/2014  | 
The two entities had been in a years-long legal battle over mobile remote deposit technology.
Doubling Down on 'Card Not Present' Fraud
Commentary  |  9/3/2014  | 
Betting that the EMV shift will push fraudsters online.
Payments Disruption Is Happening Now
News  |  9/3/2014  | 
Banks, especially smaller institutions, cannot sit idly by as the payments space continues to be disrupted.
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